Owner Comments:
1913 is a moderately available later date Dinero. Mint state examples can be found without too much trouble; many have been graded. Proof-like reverses are common. Varieties abound, see below.
15 total graded in Unc at both services, 8 in Gem or better. One in MS 62 at PCGS (1913/1 FG/JF), two in 63 at NGC, one at PCGS (FG/JB), two in 64 at NGC, five in 65 at NGC (two are 1913/1 FG/JF, one 1913/7 FG/G), one at PCGS (1913/1 FG/JF), two in 66 at NGC, one at PCGS (FG/JB)
Overdates/lettering can be confusing for this date:
Flatt notes that 1913's come with or without a dot under the "O" of "DINO". On those with no dot, they may have an F/J or FG/JG or R/R in "FIRME". I have not yet seen an example with a dot, so they may be rare.
Krause lists varieties and overdates as follows: 1913 FG, 1913 FG/G, 1913 FG/JB, 1913/1 FG/JF, 1913/2 FG, 1913/7 FG/G. I am highly skeptical (despite PCGS grading an example) that the FG/JB really has a "B" under-lettering. FG/JF is much more likely. In reality, it is often very difficult to determine what exactly the under-lettering is on these coins. None actually carry a premium in the market. For whatever reason, Krause gives a 10.25 price premium to all the varieties, except the 1913 FG/G which has a 7.50 price drop. Ignore both these higher and lower prices.
My specimen is nice for the grade, having strong flashy luster on the obverse and some reflectivity on the reverse. No dot under "O" in DINO, FG/JF. There is almost no contact; what appears to be a couple "scratches" are die scratches, as made. Die lines are also seen on the obverse as well as a dramatic "R" over misplaced "R" in FIRME. The 19 in the date is definitely re-punched, and I suppose that is a "1" under the "3" but it's hard to tell. Tied for second finest, three better.